Most California workers find comfort in knowing that their medical expenses and lost wages will be covered by insurance if they suffer work-related injuries. However, gaining knowledge about the types of injuries and illnesses covered by the state-regulated workers’ compensation program can be beneficial. The claims procedure could be complicated, and knowing that help is available can produce peace of mind.
Any injury that occurred in one specific work-related event will be covered. Examples include injuries to body parts, burn injuries caused by chemical substances, and even injuries off-premises in accidents while making company deliveries or other work-related transport. Stress injuries caused by repeating similar motions over prolonged periods are also covered. These include injuries such as carpal tunnel syndrome and loss of hearing due to exposure to excessive noise.
Benefits typically cover medical expenses related to the injury, along with a percentage of lost wages due to temporary disability. However, additional benefits could be awarded if the injury causes permanent disability — mental or physical. Furthermore, the injured worker could be eligible for Supplemental Job Displacement Benefits, which are offered to workers who are permanently disabled but able to learn new skills to engage in a different occupation.
Many workers find the workers’ compensation claims process to be daunting when they are more focused on recovery and returning to work. This is where the skills of a California attorney with extensive experience in this field of the law come in. Legal counsel can navigate the process on behalf of the injured worker, aiming to secure maximum benefits under applicable laws.