Workers’ compensation is a type of insurance that is available to most workers in the United States. It is designed to protect workers financially in the event that they lose money as a result of being injured in the workplace.
Workers’ compensation is generally quite inclusive, and in most cases, workers should not have a problem being able to gain the damages that they deserve. However, in some cases, especially in those where your employer disputes your claim, you may find it difficult to gain the damages that you deserve. The following is an overview of the most common reasons for a denial of a workers’ compensation claim.
The injury was not reported or filed in time
You should take action to file for workers’ compensation as soon as reasonably possible. In most cases, you will need to report your injury to your supervisor within a few days to be eligible for compensation. You should also file an initial claim in good time, typically within 30 to 90 days.
Your employer disputed the claim
If your employer believes that you were engaging in horseplay when the accident occurred or that the injury did not occur at work, they may dispute your claim. This can be difficult because you will then need to provide more evidence or gain witness statements to support your claim.
You did not receive medical treatment
Workers’ compensation is only available to those who needed medical treatment of some kind. Therefore, if you did not seek medical care, it’s likely that you will not be able to successfully make a claim.
You could not prove that the injury was work-related
You should be able to give evidence to show that your work activities contributed heavily to your injuries. A doctor may be able to help you prove that your injury was work-related.
If you are struggling to make a successful workers’ compensation claim, you should look into how the law could protect you.